Grow your business with Chapa Capital

Chapa Capital offers you quick access to flexible loans to grow your business. No collateral required.

What is chapa capital?

We want to make sure business owners can access loans without fussing about collaterals, cumbersome documentation, and other stringent terms and conditions. and other stringent terms and conditions.

Why chapa capital?

There is no personal credit check, and the application process is not difficult. With The funds normally transfer into your account the following working day. The criteria for eligibility include things like your payment volume and chapa history. Fully automated repayment adapts to your daily sales.

Short
Application
Quick
Fund
No
Collateral
Easy
Repayment

How it works

1
Check Your Eligibility

Log in to your Dashboard to see if you’re eligible for an offer based on factors that include your payment volume and history on Chapa.

2
Select your offer

Select the amount th at’s right for your business needs. The fee and repayment rate are set based on the accepted amount.

3
Receive your funds

After our team review your selection, the funds will be deposited into your Chapa account, typically the next business day.

4
Pay down as you earn

You’ll automatically repay the loan with a fixed percentage of your daily sales until the total amount is repaid.

You grow
We grow

Our loans are tailored to your unique business. We’ll offer as much as we believe will help you move forward—not hold you back. And you can use the money on anything for your business.

FAQs

How do I repay this loan?

The loan amount due daily will be debited from your daily sales before settlement into your wallet.

How do you determine my business’s loan offer?

We determine your loan offer based on your transaction history with us.

Can I prepay the loan?

Yup! You can go to your dashboard and prepay any amount.

What happens if I miss a payment?

There will be a 2% penality fee on the outstanding amount.

Could a business loan help your business grow?

Join our waitlist to hear about all the new opportunites from Chapa capital!